Business Banking

Prospective depositors and/or borrowers must be of legal age to apply for a loan or deposit.

Small Business Checking

This special, small business checking account features no monthly maintenance fee.

No minimum balance requirements
First 50 debits and credits, no charge
Per Debit Fee: First 50 debits, no charge. Each debit over 50 is $.25. Per Deposited Items, First 50 credits, No Charge. Each credit over 50 is $.10

Commercial Checking

This business account gives you the opportunity to offset some, or all of the fees with the balance you keep in the account.

Minimum balance requirement $500
Monthly Maintenance Fee: $8 if daily balance falls below $500 any day during the four (4) week or similar period
Per Debit Fee: $.15 charge per item debited
Per Deposited Item: $.07 charge per item deposited
Credit Analysis Allowance: $.10 credit analysis allowance per $100 in excess of $500

Commercial NOW Checking

Earn interest on your Commercial NOW Account. (This product is not available to Partnerships or Corporations for Profit)

Interest bearing account
Minimum balance requirement $500
Monthly Maintenance Fee: $7 if daily balance falls below $500 any day during the four (4) week or similar period
Per Debit Fee: $.15 charge per item debited
Per Deposited Item: $.07 charge per item deposited
Credit Analysis Allowance: $.10 credit analysis allowance per $100 in excess of $500

Commercial Money Market Checking

For business customers who write a minimal number of checks per month, and want to earn interest. A money market account earns a higher rate of interest than a checking account without the long-term commitment of a certificate of deposit.

Money Market rates on funds that are federally insured
Minimum balance requirement of $1,000
$7 monthly service charges if balance falls below $1,000
Limitations: You may make six (6) transfers from your account each four (4) week or similar period.
Account Fees: $5 per check charge if more than 6 total checks clear the account during a statement cycle. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.