Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government

FACTS WHAT DOES 1870 HOLDINGS, INC. DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security and account balances
  • Payment history and transaction history
  • Credit history and overdraft history
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons 1870 Holdings, Inc. choose to share; and whether you can limit this sharing.
Reasons we can share your personal information Does 1870 Holdings, Inc. share? Can you limit this sharing?
For our everyday business purposes-such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes-to offer our products and services to you Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes-information about your transactions and experiences Yes No
For our affiliates' everyday business purposes-information about your creditworthiness Yes Yes
For affiliates to market to you Yes Yes
For nonaffiliates to market to you No We don't share
Who we are
Who is providing this notice? The U.S. consumer financial companies within the 1870 Holdings, Inc. family, including Midwest Bank, Princeville State Bank, Porter-Hay Insurance, and MB Wealth.
What we do
How does 1870 Holdings, Inc. protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does 1870 Holdings, Inc. collect my personal information? We collect your personal information, for example, when you
  • Open an account or seek advice about your investments
  • Show your driver's license or give us your contact information
  • Apply for a loan
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates' everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include companies with a common corporate identity of 1870 Holdings, Inc. such as Midwest Bank, Princeville State Bank, MB Wealth and Porter-Hay Insurance.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • 1870 Holdings, Inc. does not share with non-affiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • 1870 Holdings, Inc. does not jointly market.
Other Important Information

For Illinois Customers. We will not share personal information with non-affiliates for them to market to you or for joint marketing – without your authorization.

View Privacy Policy