Discover secure, tax-advantaged, and smart savings options to help your money grow with confidence.
Visit any of our bank locations for full account terms and conditions.
Lock in competitive returns so your savings grow with confidence.
Enjoy potential tax savings with HSAs and IRAs designed to fit your financial strategy.
Protect your deposits, including large balances with CDARS coverage.
Get guidance from our knowledgeable staff—whether you’re saving for healthcare, retirement or long-term goals.
Choose maturities, account types and contribution plans tailored to your financial goals.
Build lasting security with accounts designed to help you prepare for what’s ahead.
Find a Midwest Bank branch near you — visit us to open your account or get friendly, local support.
Our customer service team is available to answer your questions.
Find answers to common questions about our CD, HSA and IRA accounts.
Yes. All deposits with Midwest Bank are FDIC insured up to applicable limits. CDARS® provides additional FDIC coverage for deposits exceeding $250,000.
Most accounts allow additional deposits after opening. Specific terms vary, so please consult with a Personal Banker for details.
Certain accounts like CDs and IRAs may have early withdrawal penalties. These penalties could reduce earnings or principal. Terms vary by account. It’s best to review your account agreement or talk to a banker before withdrawing funds early.
At maturity, your CD will typically renew automatically for the same term at the current interest rate unless you provide other instructions.
Some accounts may be opened for minors with a custodian. Please speak with a Personal Banker for options.