Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Midwest Bank Visa® Credit Cards

A credit card designed for your everyday life — backed by your local bank.

Visa® Credit Card

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  • Competitive rates
  • Scorecard Rewards points
  • Contactless tap-to-pay

          

Apply Now

Manage Your Credit Card

Visa® is a registered trademark of Visa International Service Association. Contactless payments subject to merchant acceptance.

ScoreCard® Rewards Program

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Earn 1 ScoreCard Bonus Point per dollar spent

Earn Rewards Points with your credit card purchases. Redeem points for name-brand merchandise, travel, and experiences. Points never go to waste — combine points across eligible cards on your account.

Pay your way

Add your card to your mobile wallet to tap-to-pay in stores and check out faster online.

Use points at these retailers:

  • Walmart
  • Walgreens
  • Paypal
  • Dollar General
  • CVS
  • BP & Shell

…and more

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Features & Benefits

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Competitive Rates

Enjoy low rates that help keep your borrowing affordable.

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Scorecard Rewards

Earn points on everyday purchases and redeem them for travel, merchandise or cash back.

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Contactless Technology

Pay quickly and securely with tap-to-pay convenience built into your card

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Fraud Protection
 

Shop confidently with advanced fraud monitoring and zero-liability protection.

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Local Support

Get help from real people you know, right here in your community.

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Manage Anywhere


Stay in control with online access and mobile tools to track your spending.

How to Apply

Our online application process is quick and secure.

1

Complete Application

Fill out our secure online form with your personal and financial information.

2

Get a Decision

Receive an instant decision in most cases, or within 7-10 business days.

3

Activate Your Card

Once received, activate your card online or by phone and start earning rewards.

Ready to get started? Apply online today.

Apply Now

Frequently Asked Questions

Find answers to common questions about our credit card.

How long does it take to get approved?

Approval typically takes just a few minutes when you apply online and meet the qualification criteria. In some cases, it may take 1-3 business days if additional documentation or review is required.

How do I redeem my rewards?

You can redeem your rewards directly through your online account dashboard. Redemption options typically include merchandise, gift cards, and travel. We’re continuously adding new ways to use your rewards to better fit your needs.

How soon will I receive my card?

Once approved, your card will typically arrive within 8-10 business days. Expedited delivery may be available upon request.

Can I add an authorized use to my account?

Yes, you can add one additional authorized user to your account at any time upon request.

Still have questions?