A credit card designed for your everyday life — backed by your local bank.
Visa® is a registered trademark of Visa International Service Association. Contactless payments subject to merchant acceptance.
Earn 1 ScoreCard Bonus Point per dollar spent
Earn Rewards Points with your credit card purchases. Redeem points for name-brand merchandise, travel, and experiences. Points never go to waste — combine points across eligible cards on your account.
Add your card to your mobile wallet to tap-to-pay in stores and check out faster online.
Use points at these retailers:
…and more
Enjoy low rates that help keep your borrowing affordable.
Earn points on everyday purchases and redeem them for travel, merchandise or cash back.
Pay quickly and securely with tap-to-pay convenience built into your card
Shop confidently with advanced fraud monitoring and zero-liability protection.
Get help from real people you know, right here in your community.
Stay in control with online access and mobile tools to track your spending.
Our online application process is quick and secure.
Fill out our secure online form with your personal and financial information.
Receive an instant decision in most cases, or within 7-10 business days.
Once received, activate your card online or by phone and start earning rewards.
Find answers to common questions about our credit card.
Approval typically takes just a few minutes when you apply online and meet the qualification criteria. In some cases, it may take 1-3 business days if additional documentation or review is required.
You can redeem your rewards directly through your online account dashboard. Redemption options typically include merchandise, gift cards, and travel. We’re continuously adding new ways to use your rewards to better fit your needs.
Once approved, your card will typically arrive within 8-10 business days. Expedited delivery may be available upon request.
Yes, you can add one additional authorized user to your account at any time upon request.