Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government

How We Help Protect You

While we take extensive measures to protect your accounts, you play an important role in safeguarding your personal information.

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Advanced Fraud Monitoring

Our systems continuously monitor for unusual activity

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Secure Online & Mobile Banking

Industry-leading encryption protects your information

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Card Controls

Lock and unlock your debit card instantly with our mobile banking app

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Account Alerts

Stay informed with real-time alerts for account activity

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Local Support

Our team is here to help if you suspect fraud or have concerns

Common Types of Fraud to Watch For

Phishing Scams

Fraudsters may pose as trusted organizations to trick you into revealing personal information by email, phone, or text. Midwest Bank will never ask for your account number, Social Security number, PIN, or passwords by email, phone, or text.

Debit Card Fraud

Monitor your accounts regularly for unauthorized transactions. Use our mobile app to control your debit card and report lost or stolen cards immediately.

Report a Lost or Stolen Card

Identity Theft

Protect your personal information both online and offline. Shred sensitive documents and use strong, unique passwords for your accounts.Stay vigilant by regularly monitoring your financial statements and credit reports for any suspicious activity.

Check & Wire Scams

Be cautious when sending money — especially to individuals you do not know personally. Scammers often request wire transfers or fake check deposits to steal funds. Always verify the legitimacy of the recipient and the transaction before transferring any money.

Tips to Protect Yourself

  • Never share your debit card PIN, digital banking username/passwords, or secure codes.
  • Use strong, unique passwords for online banking and email.
  • Review account activity regularly (use digital banking + mobile app).
  • Keep devices updated with the latest security software.
  • Trust your instincts if something feels off.
  • Remember we will never contact you and request confidential information.

If You’ve Experienced Fraud

If you suspect fraud, identity theft, or unauthorized activity, contact Midwest Bank immediately. An Identity Theft Packet is available with step-by-step guidance.

Report a Lost or Stolen Card

Important Disclosures
Security tools and resources provided by Midwest Bank are designed to assist in the protection of your accounts but do not guarantee prevention of all fraudulent activity. Customers are responsible for monitoring account activity and must immediately report unauthorized transactions by contacting a Midwest Bank representative.