Simple tips to save money, earn rewards, and protect your finances with the right checking account habits.
Your checking account is one of the most important tools for managing your money. Whether you use it for everyday purchases, paying bills, or saving for short-term goals, a checking account keeps your finances organized and accessible. But are you using yours to its full potential?
At Midwest Bank, we offer checking accounts designed to fit your lifestyle — and with a few simple habits, you can make the most of your account while avoiding unnecessary fees or stress. Here’s how:
1. Take Advantage of Digital Banking Tools
Gone are the days of waiting for paper statements or standing in line to check your balance. With Midwest Bank’s online and mobile banking, managing your account is quick, convenient, and secure.
With our digital tools, you can:
- Check your balance anytime, anywhere
- Transfer money between accounts
- Set up custom account alerts
- Deposit checks using your mobile device
- Pay bills quickly and securely
If you haven’t already enrolled, visit our Digital Banking page to get started today.
2. Earn Rewards with the Right Account
Not all checking accounts are created equal. With Midwest Rewards Checking, you can earn cash back on your everyday debit card purchases — a simple way to get more value from your account.
To maximize your rewards:
- Use your debit card for groceries, gas, dining, and other purchases
- Track your rewards through your online banking dashboard
- Watch for special promotions or bonus offers
Ready to upgrade your checking account? Learn more about Midwest Rewards Checking.
3. Set Up Direct Deposit for Faster Access
Direct deposit isn’t just convenient — it can also help you avoid fees and meet account requirements. Plus, you’ll get access to your paycheck as soon as it’s available.
When you set up direct deposit with Midwest Bank:
- Your funds are deposited automatically and securely
- You may qualify for fee waivers or rewards eligibility
- You eliminate the risk of lost or delayed paper checks
Ask your employer for a direct deposit form, or stop by any Midwest Bank location for assistance.
4. Enroll in E-Statements for Simplicity and Security
Paper statements pile up quickly — and they can be a risk if they fall into the wrong hands. E-statements are a safer, faster, and greener alternative.
With Midwest Bank’s e-statements, you can:
- View and download your statements anytime
- Reduce paper clutter and waste
- Protect your financial information
Switching to e-statements only takes a minute through your online banking account.
5. Understand Account Requirements to Avoid Fees
Nobody likes unexpected fees. That’s why it’s important to understand your account’s requirements and take simple steps to avoid them.
For example, with some Midwest Bank accounts, you can avoid monthly service fees by:
- Maintaining a qualifying direct deposit
- Enrolling in e-statements
- Meeting simple transaction requirements
- Check the details of your specific account or visit our Personal Checking page to compare options.
6. Stay Alert for Fraud and Protect Your Account
Unfortunately, scams and fraud are more common than ever. But you can take steps to protect yourself:
- Set up transaction alerts for unusual activity
- Use strong, unique passwords for online banking
- Never share your account information over email or text
- Report suspicious activity to Midwest Bank immediately
For more security tips, visit our Fraud Prevention resource center.
The Bottom Line
Your checking account should work for you — not the other way around. With the right account, digital tools, and a few simple habits, you can enjoy convenient, secure, and rewarding banking.
If you’re ready to get more from your checking account, visit your nearest Midwest Bank location or explore our checking account options online today.
Product terms and conditions apply. Please visit the linked account pages or contact your local Midwest Bank branch for full details.