Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Explore Your Options

Find the account that fits your business needs.

Commercial Checking

A flexible account designed for growing businesses.

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  • $1,000 minimum opening deposit
  • Ideal for businesses with larger cash flow needs
  • Simplifies record keeping and reporting
  • Includes cash management services
Commercial NOW Checking

Earn interest while managing your business finances.

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  • $1,000 minimum opening deposit
  • Lets your balance work for you generating interest
  • Cash management solutions to simplify your operations
  • Adapts as you grow your business
Commercial Money Market Checking

Higher interest for higher balances with easy account access.

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  • $1,000 minimum to open
  • Safe alternative to idle cash
  • Access to funds when needed
  • Helps grow reserves for future opportunities

 

Small Business Checking

Affordable, straightforward checking for small businesses.

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  • $100 minimum opening deposit
  • No monthly maintenance fees
  • Online banking to monitor accounts anytime
  • Designed to handle everyday transactions

See Compare Accounts Page for Additional Details.

Features & Benefits

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Visa® Business Debit Card with Card Controls

Shop with ease and manage your card settings in real time.

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Instant Issue Debit Cards

Get your card printed and ready to use the same day.

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Online & Mobile Banking

Manage accounts, pay bills, and transfer funds anytime with secure digital tools.

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Fraud Protection & Security

Advanced monitoring and safeguards to help keep your business safe.

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Business Services


From payments to purchasing power, our Treasury Management, Merchant Services, and Business Credit Cards help your business thrive. Learn More

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Local Business Support


Partner with people who know your community and understand your business.

Visit a Branch

Find a Midwest Bank location near you — we’re ready to help you open your business account and answer your questions.

What to Bring to Open an Account
  • Valid government-issued photo ID
  • Social Security number
  • Initial deposit (amount varies by account type)
  • Proof of address (if different from ID)

Need Help?

Our customer service team is available to answer your questions.

Frequently Asked Questions

Find answers to common questions about our business checking accounts.

What documents do I need to open a business account?

You’ll need a valid photo ID, your Social Security Number or Tax ID, and any required business documentation.

Can I manage my business accounts online?

Yes! Access your accounts, transfer funds, and utilize digital tools through online and mobile banking.

What is Positive Pay?

Positive Pay is a fraud prevention tool that helps protect your business by identifying unauthorized or altered checks. Learn more on our Business Digital Banking page.

Is there a fee for paper statements?

We offer free E-Statements for all business accounts. Paper statements are $5/month, but the service charge may be waived with qualifying balances.

Still have questions?