Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Why Choose a Midwest Bank Personal Loan?

Personalized solutions, quick decisions, and transparent terms designed for you.

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Quick, Local Decisions

Loans decided locally by people you know.

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Flexible Loan Options

Secured or unsecured loans for home improvements, debt consolidation, travel, and more.

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No Hidden Fees

Transparent terms, competitive rates; see full disclosures for details.

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Trusted Local Service

Neighbors helping neighbors—support from application to closing.

Common Loan Uses

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Debt Consolidation

Combine debts into one easy monthly payment.

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Vehicle Repairs or Purchases

Fix or buy a new or used vehicle.

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Home Improvements

Upgrade or remodel your home affordably.

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Special Occasions

Fund weddings, celebrations, or major events.

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Vacation or Travel

Finance your dream getaway or family trip.

Meet Our Lending Team

Kevin Murk

Kevin Murk

AVP Consumer Lending

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Cody Spurrier

Cody Spurrier

Personal Banker

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Christy Shields

Christy Shields

Consumer Loan Officer

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Lori Austin

Lori Austin

AVP Community Banker

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Dan Smith

Dan Smith

AVP Community Banker

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Brianne Bryan

Brianne Bryan

Consumer Loan Officer

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Frequently Asked Questions

 Find answers about personal loans, terms and the application process.

What can I use a personal loan for?

Use personal loans for debt consolidation, medical expenses, home improvements, vehicle purchases or repairs, vacations, and more.

How do I apply for a personal loan?

Apply online or visit a Midwest Bank branch. Our loan officers will guide you through the process.

What are the typical loan terms and rates?

Terms and rates vary based on credit and loan amount. We offer competitive rates with straightforward terms.

How quickly are personal loan decisions made?

Decisions are made locally, usually within a few business days.

Still have questions?

Important Disclosures

At Midwest Bank, we value your privacy and online safety. Please note that any information sent to the bank via email is not encrypted and we caution anyone sending email not to send any confidential data. To send us confidential information securely, please click here.