Personal Checking

All Midwest Bank checking accounts can be accessed by ATM, Debit Card and online at www.mbwi.com. Internet and Mobile Banking, Mobile Check Deposit and Bill Pay services are available at no cost.  Unlimited ATM transactions are available at Midwest Bank owned machines. ATM transactions at any SHAZAM Privileged Status ATM are also surcharge free.  Overdraft privileges are available. For details, please see a Personal Banker.

Mint Checking

Our Mint Checking account is designed for those who typically bank on the go and are looking to earn a high rate of interest.

Featuring:

  • $100 to open
  • Online and Mobile banking
  • Mobile check deposit
  • Account requirements: E-Statements and one direct deposit per statement cycle
  • If requirements are met, ATM fees will be refunded up to $20.00 per statement cycle
  • Tiered interest rate based on monthly debit card spending total
  • Account Fees: If account criteria are not met and daily balance falls below $500, a $5 monthly service charge will be assessed.

Midwest Rewards Checking

Our Midwest Rewards Checking is designed for those looking to earn interest on their account and receive cash back rewards on all debit card purchases.

Featuring:

  • $100 to open
  • Earns interest
  • Online and Mobile banking
  • Mobile check deposit
  • One free box of checks per year
  • Monthly cash back rewards on all debit card purchases excluding ATM transactions
  • Auto Owners Insurance Discounts
  • Account Fees: No monthly service charge if account is enrolled in E-Statements or maintains a $500 minimum daily balance, otherwise $5. 

Hometown Checking

Hometown Checking is simple, convenient and tailored to those looking for an account with no minimum balance requirement.

Featuring:

  • $100 to open
  • No minimum balance requirement
  • Online and Mobile banking
  • Mobile check deposit
  • Account Fees: Free E-Statements or $5 monthly paper statement fee.

Capital Plus Checking

The Capital Plus Checking account is designed for those who maintain a high balance and wish to earn premium deposit rates.

Featuring:

  • $25,000 to open
  • Tiered interest rates based on average monthly balance
  • No broker fees or commissions
  • 100% funds availability
  • No fixed terms or maturity
  • Account Fees: No monthly service charge fee when you maintain a $25,000.00 minimum daily balance, otherwise $25.

Personal Money Market Checking

The Personal Money Market account (PMMA) is designed for the customers who write a minimal number of checks per month and wish to earn a higher rate of interest.

Featuring:

  • $1,000 to open
  • Money Market rates on funds that are federally insured
  • Tiered interest rates based on average monthly balance
  • $5.00 per debit transaction charge if more than six (6) debit transactions clear the account during statement cycle
  • Limitations: You may make up to six (6) debit transactions from your account each statement period by means of preauthorized agreement, telephone request, check, draft or similar order including transfers.
  • Account Fees: No monthly service charge if you maintain a daily balance of $1,000.00 during the statement cycle, otherwise $7.

 

* Prospective depositors and/or borrowers must be of legal age to apply for a loan or deposit accounts.