Personal Savings

Personal Savings Account

Personal Savings is an account designed for those who want to save for a rainy day.  Customers earn a competitive rate of interest and have the ability to make deposits and withdraw whenever the need arises.

  • $100 to open
  • Earns interest
  • You may make six (6) transfers from your account each statement cycle. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.
  • Account Fees: No monthly service charge if $100 minimum daily balance is maintained, otherwise $3.

Relationship Savings Account

Relationship Savings is an account designed to reward you for your banking relationship.

  • $1,000 to open
  • Earns interest based off number of relationship builders
  • You may make six (6) transfers from your account each statement cycle. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.
  • Account Fees: No monthly service charge if $1,000 minimum daily balance is maintained, otherwise $5.

Christmas Club and Vacation Club Accounts

Designed for customers interested in saving for Christmas or a Vacation.  If you’re always caught short of cash at the holidays or vacation time, let us periodically debit your existing Midwest Bank deposit account for whatever amount you choose, whenever you choose.

  • $10 to open
  • Earns interest
  • You may make six (6) transfers from your account each statement cycle. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.
  •  At the end of the club account period, the funds in the account will be deposited into your Midwest Bank account of choice.
  • Account Fees: No monthly service charges

Dollar the Dinosaur Savings Account

Designed for children newborn through 12 years of age.  Children earn interest & prizes as their deposits grow.

  • $5 to open
  • Earns interest
  • You may make six (6) transfers from your account each statement cycle. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.
  • Account Fees: No monthly service charge.
  • Bonuses: You will receive a maximum of one $25.00 deposit for the life of the account as a bonus when your balance reaches $500.00.